[Lender A]Lowest total cost
- Interest
- 10.49% p.a.
- EMI
- ₹16,249
- Processing fee
- 0.5% + GST
- Total payable
- ₹5,87,914
Sahi loan, sahi daam
Many lenders. One platform. One transparent comparison.
Compare eligible loan offers from 50+ trusted banks and NBFCs. See rates, fees and EMIs side by side before you apply, and find a loan that fits your profile.
- Compare rates, fees and EMIs before you apply
- No obligation to accept any offer
- Final terms are determined by the lender
- Lending partners
- 50+
- Customers served
- 10 Lakh+
- Disbursed via partners
- ₹2,500 Cr+
What you can compare
Compare different loan options
- Personal loanCollateral-free funds for weddings, travel, medical or anything else.
- Business loanWorking capital and expansion funds for MSMEs and shop owners.
- Home loanCompare rates and tenures for buying or building your home.
- Loan against propertyUnlock higher amounts at lower rates using property you own.
- Balance transferMove an existing home or property loan to a cheaper lender.
- Credit cardsMatch cards to how you spend — cashback, travel or lifetime free.
- Gold loanQuick funds against your gold, with rates compared across lenders.
- Two-wheeler loanFinance a new bike or scooter with low down payment options.
How PaisaFin works
Your next loan, in three steps
Select your requirement
Choose the loan you need and share your income and employment. With your consent, we assess which offers you are eligible for.
Compare eligible offers
See rate, processing fee, EMI and total payable side by side, so you understand the terms before choosing.
Apply with the lender
Pick an offer and complete KYC online. The lender may ask for additional information, and approval and final terms are determined by the lender.
The PaisaFin difference
See the full cost, not just the headline rate
A lower rate with a high processing fee can cost more. We rank offers on what you actually repay, so you understand the terms before choosing.
| Lender (example: ₹5,00,000 for 36 months) | Interest | Processing fee | EMI | Total payable | Disbursal | Action |
|---|---|---|---|---|---|---|
[Lender A]Lowest total cost | 10.49% | 0.5% | ₹16,249 | ₹5,87,914 | Same day | View offer |
[Lender B]Fastest disbursal | 11.25% | 1.5% | ₹16,429 | ₹6,00,294 | 4 hrs | View offer |
[Lender C]Bank | 10.25% | 2.5% | ₹16,192 | ₹5,97,662 | 5 days | View offer |
- [Lender B]Fastest disbursal
- Interest
- 11.25% p.a.
- EMI
- ₹16,429
- Processing fee
- 1.5% + GST
- Total payable
- ₹6,00,294
- [Lender C]Bank
- Interest
- 10.25% p.a.
- EMI
- ₹16,192
- Processing fee
- 2.5% + GST
- Total payable
- ₹5,97,662
Free credit report
Know where you stand before you apply
Check your credit score and full report at no cost, with plain-language tips on what's helping and what's holding you back.
Check my score — free[Score] / 900
EMI calculator
Plan your EMI before you borrow
Move the sliders to see your monthly EMI and how much of what you repay is interest.
More calculators₹5,00,000
12.00%
3 years
Our lending partners
Eligible offers from our RBI-regulated lending partners. PaisaFin does not lend — approval and final terms are determined by the lender.
- HDFC BANKBank
- ICICI BankBank
- SBIBank
- AXIS BANKBank
- kotakBank
- BAJAJ FINANCENBFC
- TATA CAPITALNBFC
- IDFC FIRSTBank
- ADITYA BIRLA CAPITALNBFC
- MUTHOOT FINANCENBFC
Safe by design
Your data stays yours
Secure application process
Documents and personal details are encrypted in transit and at rest.
Consent throughout the application
We ask before every credit check and before sharing your information with any lending partner.
No obligation, no hidden comparison fees
Comparing offers is free, and you are never obliged to accept an offer.
RBI-regulated lending partners
Every lender on PaisaFin is an RBI-registered bank or NBFC, and final terms are set by that lender.
What is PaisaFin?
PaisaFin is a loan marketplace. We match you with offers from our partner banks and NBFCs and show them side by side. The lender you choose reviews your application and disburses the loan.
Will checking offers affect my credit score?
Finding offers uses a soft enquiry, which does not affect your score. A hard enquiry is made only when you apply with a lender.
Does PaisaFin charge me anything?
No. There are no hidden comparison fees — checking eligibility and comparing offers is free. Any processing fee or charges are set by the lender and shown in the offer before you apply.
Am I obliged to accept an offer?
No. You can compare offers and walk away at any point. If you apply, the lender may ask for additional information, and approval and final terms are determined by the lender.
Who actually gives me the loan?
The lending partner you select. Your loan agreement, interest rate and repayment are with that lender, and every partner is regulated by the RBI.
What documents will I need?
Usually PAN, Aadhaar and recent salary slips or bank statements. The exact list depends on the lender and loan type, and is shown before you apply.
How is my data protected?
Your data is encrypted, and we share it only with lenders you choose to apply with, after asking for your consent.
Loans, EMIs and your score — in one app
Track applications, get EMI reminders and watch your credit score move.
