Company
A marketplace, not a lender
PaisaFin exists to make borrowing legible. We show what each lender will actually charge you — rate, fee, EMI and total payable — side by side, so the choice is yours to make on the numbers.
- Lending partners
- 50+
- Customers served
- 10 Lakh+
- Disbursed via partners
- ₹2,500 Cr+
What we do
Comparison, in the open
Borrowing in India is rarely hard because credit is scarce. It is hard because the terms are difficult to compare. One lender advertises a rate but charges a heavy processing fee; another quotes a higher rate on a shorter tenure that costs less overall. The number that matters — what you actually repay — is usually the one hardest to find.
PaisaFin collects offers from partner banks and NBFCs and puts them in a single view, with the total cost of credit shown next to the headline rate. Finding those offers uses a soft enquiry, so comparing costs you nothing and leaves your credit score untouched.
What we are not
We do not lend. We do not set interest rates, approve applications or disburse funds. Every loan on this site is sanctioned and disbursed by an RBI-registered bank or NBFC, and your loan agreement is with that lender — not with us. If an application is declined, it is the lender's credit decision.
How we are paid
[State your commercial model here — for example, whether lending partners pay a fee on a successful disbursal, and whether that fee varies by partner. Say plainly whether the customer pays anything. Disclose whether commercial arrangements influence the order in which offers are displayed. Have compliance review this section against RBI digital lending guidelines before launch.]
How offers are ordered
[Describe your ranking logic — what the default sort is, and whether any placement is paid. If any listing is sponsored, it must be labelled as such on the results page.]
Our commitments
How we handle your data
Secure application process
Documents and personal details are encrypted in transit and at rest.
Consent throughout the application
We ask before every credit check and before sharing your information with any lending partner.
No obligation, no hidden comparison fees
Comparing offers is free, and you are never obliged to accept an offer.
RBI-regulated lending partners
Every lender on PaisaFin is an RBI-registered bank or NBFC, and final terms are set by that lender.
See what our partners will offer you
Checking offers is a soft enquiry, so your credit score is not affected.